Admissions
Verify Your Insurance
Check your insurance coverage quickly and easily. A member of our admissions team will contact you to explain your benefits and guide you through treatment options.
- Confidential & free
- Response within one business day
- No obligation to start care
Start Insurance Verification
100% confidential. No obligation. We'll contact you with coverage details.
How It Works
Insurance Verification Process
- 01
Complete the form
Share a few details about yourself and your insurance plan. It only takes a minute.
- 02
We check your benefits
Our team works with your insurance provider to verify mental health coverage and benefits.
- 03
We discuss your options
An admissions specialist contacts you to explain coverage, costs, and next steps for care.
Understanding Coverage
Will My Insurance Cover Treatment?
At Huntington Beach Mental Health, we understand that financial concerns can be a major barrier to seeking care. Fortunately, the Affordable Care Act (ACA), enacted in 2010, helps make treatment more accessible by requiring insurance providers to cover essential mental health and addiction services. In many cases, your plan could cover up to 100% of treatment costs.
Under the ACA, all qualified health insurance plans are required to cover mental health and substance use disorder treatment as essential benefits. While coverage details—such as co-pays, deductibles, and provider networks—vary by plan, most policies significantly reduce the out-of-pocket cost of care.
Essential benefits
Mental health is covered as an essential health benefit under the ACA.
Lower out-of-pocket costs
Most plans reduce what you pay for therapy and psychiatric care.
We handle the paperwork
Our admissions team verifies benefits so you don't have to guess.
Plans We Commonly Work With
Accepted Insurance Providers
Plans we work with include Cigna, Aetna, Blue Cross Blue Shield, Anthem, UnitedHealthcare, Humana, TRICARE, and Kaiser Permanente. Don't see your plan? Submit the form—we'll still check your benefits.
Questions
Insurance FAQs
Why submit an insurance verification?
Within minutes of submitting your form, an Admissions Specialist at Huntington Beach Mental Health will reach out to help determine the most appropriate treatment options for your unique needs. Once we verify your insurance benefits, we'll contact you directly to discuss your coverage and next steps. Cost should never be a barrier to receiving mental health treatment—insurance often covers most or even all of the cost of care.
Can you pay for mental health treatment without insurance?
Yes. Although more people than ever have health insurance, not everyone does. Options may include personal savings, support from a trusted friend or family member, or—as a last resort—a personal loan. At Huntington Beach Mental Health, we'll work with you to explore every option and help make treatment as accessible as possible.
How long does verification take?
Most verifications begin as soon as we receive your form. An admissions specialist typically contacts you within one business day—often sooner—to walk through your benefits and answer questions.
Is the verification form confidential?
Yes. Your information is handled confidentially and used only to verify benefits and contact you about care options. There is no obligation to begin treatment after verification.
Ready to understand your benefits?
Submit a free verification request or call our admissions team. We'll help you see what's covered—and what your next step can look like.